Summary

There is a process in place for getting medical treatment ( online car insurance ) in Europe, but we recommend getting travel insurance too as this article explains.

Travel Insurance. Combine it with European Health Insurance Card for total cover

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Getting medical treatment in Europe has been easy enough for a number ( personal secured loans ) of years now, by way of the E111 form. You may not have heard of the form which was available through the post office, but thats a moot point now as it has been replaced by the European Health Insurance Card (EHIC). The card will fit easily into the wallet and is a European-wide recognisable way of accessing medical treatment. (cheap health insurance)

The EHIC can be obtained from the post office in the same way as the E111, and it is free. It lasts for 3-5 years and is essential for holidaymakers travelling within Europe as it means you can be treated at a hospital without having to arrange anything through the UK. However the EHIC card only gives you access to the same standards of care as those with basic insurance in that country, and that will be at the state hospitals. Any treatment you receive may well be chargeable, because in other countries they dont have the same system as the NHS relating to what is free, and what is chargeable. The standard of care cannot be guaranteed, and will depend on the country that you are visiting.

The EHIC is essential because it will give you access to medical treatment ( car insurance policy ) when it is needed, helping to cut through a lot of the red tape and communication problems that can be encountered in other countries. (secured loans)

However, the EHIC cannot offer you the same level of cover and assurance as travel insurance policy, as we go on to explain.

1. With the EHIC you will only be eligible for treatment in state facilities, it wont give you access to private facilities. Just like with the NHS, you may not be able to get treatment immediately and you could end up spending a whole day of your hard-earned holiday sat in a queue waiting to see the doctor. Travel insurance would enable you direct access to a private doctor and immediate treatment - a real bonus when youre only on a short holiday and have better things to do than be sat in a crowded hospital. You also need to take into account the standard of care, which may not be as high as you are accustomed to.

2. State hospitals are placed where local people need them most and they are quite often not in the areas frequented by holidaymakers. The facilities can be spaced ( term assurance ) out quite widely and it may be that you are hundreds of miles from the nearest state hospital. As a result, you would have to go to a private facility and cover the cost yourself, which could be quite expensive. Private facilities are often set up around tourist hotspots to cater for the large amount of private business expected there. (car insurance cover)

3. If you are seriously ill, most travel insurance policies will pay for you to be brought back to the UK for treatment. You would have to cover this cost yourself if uninsured.

Click here for page 2 (medical insurance)